I’ve used Mint for many years. It has never worked well, its budgeting tools are inaccurate, and the UI is garbage. I guess you can say I’m not too broken up about this. I do very well with an Apple Numbers spreadsheet every month. That said, if there are other better options out there, I would consider them.
I liked mint because of the trends that it could report over months of time. I’ve started using you need a budget which has been going well. It requires more user input, but i feel like it’s similar to balancing a checkbook ( I’m assuming, I never had to do that). I’ll have to figure out how to get annual reports out of YNAB, but it shouldn’t be difficult.
I really gave YNAB a serious go. I hated it. I talked regularly with their CS and just could not make sense of it. I found it maddening. Maybe it’s my shortcoming, but what a miserable experience.
I also spent a lot of time reviewing the budgeting process with their support team. It’s definitely a change of pace but it’s something I can accommodate. The best budgeting app is the one that works for you 🤷🏻♂️.
I’ve been using YNAB classic for many years even after support has been dropped. The Android app is no longer supported so its only a matter of time before I am forced to either go with their monthly subscription or find something new. I’m passively looking for my next budget system.