I have definitely avoided much bigger late fees via overdraft when I was younger. There’s a middle ground here between predatory fees and getting fucked over a few pennies imo. Let people run a negative balance and then defer the fees if the account goes positive again within a certain timeframe.
I have definitely avoided much bigger late fees via overdraft when I was younger. There’s a middle ground here between predatory fees and getting fucked over a few pennies imo. Let people run a negative balance and then defer the fees if the account goes positive again within a certain timeframe.