I’m just scared that they’re saved with reversible encryption on the disk, then malware could steal them
I simply use my credit card number for my password on every site. it makes it so much easier to remember both. back in the day i would use my social security number. thanks to that simple trick, i never get robocalls or spam and i’ve been removed from most mailing lists because no one will ever issue credit or do business of any kind with me. a hacker stole my identity once and my credit score quadrupled. he even gave my identity back a week later!
You joke but back in the 90s when I first used the internet in the library I had to choose a password for the email. And the requirements were weird. Needs to be an exact length, letters, numbers, and so on. Then I realized my country SSN was a perfect match with the requirements! “Wow that’s perfect, so I gonna use that as a password, nobody gonna guess that” - the naïve boy thought. Of course it was hacked by some other classmate that got the same conclusion and I realized that it wasn’t that perfect and that almost everyone had the same idea due to the strict exact length requirements. (SSN in my country can be easily found again if you know name and DOB)
I don’t trust saving my CC numbers anywhere. And considering how many times retailers have been hacked and had that kind of information stolen I wish it were law that no one could save them.
Fuck no.
I do trust it well enough, but I don’t use it.
For starters, I don’t want it to be too easy to spend money. If I want something, I should want it enough to pull my card out and type the number again.
Second, the auto-fill often doesn’t work perfectly, so you need the card anyway.
Third, there’s the slim chance it could be hacked. So why even take that chance when the only benefit is convenience
If it’s a credit card then you should have pretty decent protection against fraud from the credit card company. I’ve had my card details stolen a few times (though never directly from my browser) and each time the credit card company has identified the fraud and reached out to me within minutes.
Now if it’s a debit card, you should NEVER put those numbers into a computer. I only ever use my debit card to access the ATM, and even that is rare.
That’s only true for debit cards that aren’t backed by master card or visa. When you use your debit card that is online, it’s run as a credit card and has the same fraud protections.
Sounds like a very US specific answer. In EU I only have a debit card and sometimes I have a hard time using it even myself because I need to pass 2fa and sometimes even that isn’t enough if I’m on a new browser
Credit cards work the same everywhere*, it’s not US-specific. My debit card actually only has my bank account number on it (but I think that actually is a Germany-only thing with our Girocards), so paying for stuff online is just a normal bank transfer, where yeah you do have to pass the bank’s 2FA (unless it’s via SEPA direct debit).
* mostly, my card requires me to confirm some charges in a special phone app, I don’t think that’s a thing everywhere since it’s also fairly recent
This is on account of the concept of SCA (Strong Customer Authentication) from PSD2 (Payment Services Directive), an EU-regulation.
I don’t use debit cards anywhere for this exact reason. Don’t even have one. When I have in the past, I’ve had the card linked to a seperate bank account with a small balance and no overdraft protection to limit damage. What I’d found though is that even when you tell the bank not to enable overdraft protection, they conveniently forget that and it stays possible to overdraft your account and get hit with fees,
I do the same strategy for crypto wallets, there’s only a small amount in my browser wallet so that if somebody gets it, they can’t steal much. From there you can have varying degrees of storage security for larger amounts: multi-sig so you have to sign transactions using multiple devices, hardware wallets, and cold storage.
I see all these articles about people getting thousands of dollars stolen from their crypto wallet and I’m like, you put $3,000 on the same computer you play Zombie Run 4 on? Knowing there was no fraud protection? And that a hardware wallet costs $100? Or that multi-sig is free? If you are storing that much in crypto, you need to either educate yourself on safe storage or use a custodian you can trust (exchange, multi-sig with family member, etc) who can.
I don’t think that is encrypted at all. Just like your passwords and cookies, they aren’t either.
I leave a number wrong. The security code, date, whatever. I can remember one number and correct the autofill while making an attempt to keep things a little more secure and still convenient.
I put it into my password manager. (KeePassXC with Syncthing to share the database)
If Firefox can read it from disk without a password, any other program running as your user can read it from disk without a password. But to prevent this you can encrypt your Firefox profile with a password.
I don’t. But even if I did, I wouldn’t have much use for it as I use single-use debit cards generated via my bank app or TatraPay (my bank’s instant method of QR code payments) if the merchant has that option. I just wish there was a universal method for instant QR code payments. It’s pretty convenient.
It’s the banks problem, to be frank. If you’re in the US, your liability for fraud is capped by law at $50 per card.
If you’ve got credit card paranoia, Privacy.com has a solution for you. I personally just rely on my credit cards theft/fraud protection programs.
Privacy.com won’t solve this problem. In fact, it’s likely more insecure than saving your information locally.
Temporary card numbers are awesome. Some CC providers give you one, otherwise you can use a service like privacy.com. You can also pay for things in crypto and keep only a limited about of crypto in your browser-based wallet or do multi-sig so you have to approve transactions from two different devices. This can help minimize loss from an attack.
I actually memorised my credit card number including the expiration date and security code. it’s very convenient and I highly recommend it.
The number being somewhere on your computer isn’t something I’d worry about. The real risk is from a liberal autocomplete that might throw it into website forms where you don’t want it to be, including hidden ones. Maybe there are protections in place since I last let Firefox save anything like this, but it used to try pasting address and CC info whenever it could.
