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So a surgeon doesnt earn their wealth off their own labor & value? Hard disagree, even accounting for their assistants that couldnt do what they do. The surgeon provides some amount of value, their staff makes them more efficient, so theres an equilibrium where theyre being fairly compensated. The hospital owners and investors are the leeches.
Yeah my main point being that the 1 million mark is a bit low for automatically declaring someone a capitalist taking advantage of others. Youre right that the majority do definitely have to at least invest to get there, though.