• Butt Pirate@reddthat.com
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      8 months ago

      Gonna go out on a limb and think it’s something along the lines of: but then the stupid POORS won’t know not to overdraft their account! Nothing will incentivize them to not be poor!

    • Socsa@sh.itjust.works
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      8 months ago

      I have definitely avoided much bigger late fees via overdraft when I was younger. There’s a middle ground here between predatory fees and getting fucked over a few pennies imo. Let people run a negative balance and then defer the fees if the account goes positive again within a certain timeframe.